Privacy Policy

Introduction

At https://lubbock-tx-business-credit.texasbizloans.com (hereafter ‘Lubbock Tx Business Credit’ or ‘we’), we prioritize your privacy and data security. This detailed Privacy Policy outlines our practices regarding the collection, handling, and protection of personal information in compliance with various global privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
The General Data Protection Regulation (GDPR) of the European Union (EU)
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA)
Colorado’s Consumer Protection Act (CPA)
Utah’s Consumer Sales and Service Protection Act (UCPA)
Connecticut’s Consumer Data Protection Act (CTDPA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including our website, applications, services, and products. Please be aware that this policy does not extend to third-party platforms or services accessed through links on our site, which have their own privacy policies governing data collection and usage.

Data Collection and Processing

We collect several types of personal information for various reasons:

Account Details: Information needed to set up and manage user accounts.
Payment Information: Details required for processing payments and transactions.
Financial Records: Financial data related to business loans and services.
Purchase History: Records of products or services acquired through our platform.
Device Identifiers: Unique identifiers from mobile devices used to access our services.
Location Data: Information about your geographical location when using our apps or visiting our websites.
Feedback and Reviews: Comments, suggestions, and reviews you provide us.
Social Media Details: Personal information shared when interacting with us on social media platforms.
Product Interest: Data about products or services that interest or engage you on our platform.

We collect this data through direct user input, interactions with our systems, and automated tracking technologies. Third parties may also share personal data with us, adhering to their privacy guidelines.

Cookies and Tracking Technologies

We use cookies and similar technologies for enhanced user experience and analytics purposes. Cookies can be categorized as:

Strictly Necessary: Essential for website functionality.
Preferences: Save user preferences and settings.
Analytics: Help us understand and improve our services.

Users have control over non-essential cookies via our Cookie Manager.

Data Retention and Deletion

Lubbock Tx Business Credit keeps personal data as required by law or for the specific purposes it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data to protect your privacy.

Security Measures

We implement robust organizational safeguards and security practices to safeguard your personal information:

Encryption for secure communication.
Engagement of secure third-party processing partners.

Children’s Privacy

Our services are not intended for individuals under 18 years old, and we do not knowingly collect personal data from children.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data:

Access, rectification, or erasure of data.
Restriction or objection to processing.
Data portability.
Right not to be subject to automated decision-making.
Right to lodge appeals or complaints with relevant authorities.

To exercise these rights, please contact our privacy team through the channels provided below.

Policy Updates and Modifications

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be notified via our website or email.

Contact Us

For inquiries regarding this policy, personal data requests, or feedback, please reach out to:
[Insert contact email address]